Target Market Determinations (TMDs)

A Target Market Determination (TMD) seeks to offer customers, distributors and employees an understanding of the class of customers for which these products have been designed, considering their needs, objectives and financial situation.

Home & Contents

Home Building and/or Home Contents

Coles, IAL, CGU, Millennium – Effective from 5th October 2021

NRMA (NSW, ACT, TAS, QLD), SGIO, SGIC – Effective from 5th October 2021

NRMA (SA, WA, NT) – Effective from 28th November 2021

RACV – Effective from 5th October 2021

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NRMA (SA, WA, NT) – Effective from 5th October 2021 to 27th November 2021

Landlord

Landlord Buildings and/or Landlords Contents

IAL, WFI, ShareCover, Coles, CGU, Millennium – Effective from 5th October 2021

NRMA (SA, WA, NT) – Effective from 5th October 2021

NRMA (NSW, ACT, TAS, QLD), SGIO, SGIC – Effective from 5th October 2021

RACV – Effective from 5th October 2021

Strata

Residential Strata

NRMA (SA, WA, NT) – Effective from 5th October 2021

NRMA (NSW) – Effective from 5th October 2021

CGU, SUU, WFI – Effective from 5th October 2021

Commercial Strata

SUU, WFI – Effective from 5th October 2021

Travel

Travel

CGU – Effective from 5th October 2021

Complimentary Travel

CGU – Effective from 5th October 2021

Travel

NRMA (SA, WA, NT) – Effective from 28th November 2021

Caravan & Trailer

Caravan

CGU – Effective from 5th October 2021

Caravan & Trailer

NRMA, SGIO, SGIC – Effective from 5th October 2021

RACV – Effective from 5th October 2021

NRMA (SA, WA, NT) – Effective from 28th November 2021

Boat

Boat

NRMA, SGIO, SGIC, CGU – Effective from 5th October 2021

RACV – Effective from 5th October 2021

NRMA (SA, WA, NT) – Effective from 28th November 2021

Private Plan

Private Plan

WFI – Effective from 5th October 2021

Motor & Motorcycle

Motor Vehicle

CGU – Effective from 5th October 2021

IAL – Effective from 5th October 2021

NRMA (NSW, ACT, TAS, QLD), SGIO, SGIC – Effective from 5th October 2021

Swann – Effective from 5th October 2021

RACV – Effective from 5th October 2021

NRMA (SA, WA, NT) – Effective from 28th November 2021

Coles – Effective from 5th October 2021

Rollin' – Effective from 5th October 2021

Motorcycle

Swann – For policies purchased prior to the 15th of March 2018. Effective from 5th October 2021

Swann – For policies purchased after the 15th of March 2018. Effective from 5th October 2021

NRMA (SA, WA, NT) – Effective from 28th November 2021

Veteran, Vintage and Classic Vehicle

NRMA, SGIO, SGIC – Effective from 4th November 2021

RACV – Effective from 4th November 2021

NRMA (SA, WA, NT) – Effective from 28th November 2021

Special Vehicle

Lumley Special Vehicles – Effective from 5th October 2021

Motorhome

NRMA (SA, WA, NT) – Effective from 28th November 2021

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NRMA (SA, WA, NT) – Effective from 5th October 2021 to 27th November 2021

NRMA, SGIO, SGIC – Effective from 5th October 2021 to 3rd November 2021

RACV – Effective from 5th October 2021 to 3rd November 2021

Business Motor

Commercial Motor

CGU, 360 Underwriting Solutions – Effective from 10 November 2021

CGU (AON only) – Effective from 10 November 2021

CGU (Marsh only) – Effective from 5th October 2021

Fleet Motor Vehicle

CGU, 360 Underwriting Solutions, DKG Fleet – Effective from 5th October 2021

Rentsure, Car Rental Insurance – Effective from 5th October 2021

CGU (AON only) – Effective from 5th October 2021

CGU (Marsh only) – Effective from 5th October 2021

Motor Composite

CGU – Effective from 10 November 2021

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CGU, 360 Underwriting Solutions – Effective from 5th October 2021 to 9th November 2021

CGU (AON only) – Effective from 5th October 2021 to 9th November 2021

CGU – Effective from 5th October 2021 to 9th November 2021

Business

Business

CGU, NRMA, RACV, SGIO, SGIC – Effective from 5th October 2021

Motor Trade

CGU, NRMA, RACV, SGIO, SGIC – Effective from 5th October 2021

Commercial Plan

WFI – Effective from 5th October 2021

Office Plan

WFI – Effective from 5th October 2021

Trades Plan

WFI – Effective from 5th October 2021

Rural & Farm

Farm

CGU, NRMA, RACV, SGIO, SGIC – Effective from 5th October 2021

CGU Broker – Effective from 5th October 2021

CGU (Marsh only) – Effective from 5th October 2021

Millennium – Effective from 5th October 2021

CGU (AON only) – Effective from 5th October 2021

Farm Motor

CGU – Effective from 5th October 2021

Large Farm

CGU – Effective from 5th October 2021

Rural Plan including Sugarpol & Fruit & Vegetable Farm

Livestock

WFI – Effective from 5th October 2021

Equine

CGU (Nutrien Ag Solutions only) – Effective from 5th October 2021

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Millennium – Effective from 5th October 2021

Millennium – Effective from 5th October 2021

Millennium – Effective from 5th October 2021

Owner Builder

Owner Builder

CGU – Effective from 5th October 2021

Insurance 4 That

Single Item

Insurance 4 That – Effective from 5th October 2021

Oz Bike

Insurance 4 That – Effective from 5th October 2021

ShareCover

Motor Vehicle

ShareCover – Effective from 5th October 2021

ShareCover – Effective from 5th October 2021

Building and/or Contents

ShareCover – Effective from 5th October 2021

Landlord Buildings and/or Landlords Contents

IAL, WFI, ShareCover, Coles, CGU, Millennium – Effective from 5th October 2021